A single $1M OCLAT doesn't just help you — it creates a compounding legacy. Each generation can reinvest their remainder into a new OCLAT, multiplying the effect across your family tree.
Generation One — You
Year 0 → Year 30
Founder
You Contribute
$1M
Tax Savings
$370K
Year one, at 37%
To Charity
$3.2M
Over 30-year term
To Your Children
$6.8M
Tax-free remainder
Your $1M contribution generates $370K in immediate tax savings, delivers $3.2M to the charities you choose, and returns $6.8M to your children — all tax-free, all protected from creditors, all outside your taxable estate.
Generation Two — Your Children
Year 30 → Year 60
2nd Generation
They Inherit
$6.8M
Tax-free from Gen 1 OCLAT
Fund New OCLAT
$3M
Reinvest a portion
To Charity
$9.7M
3.2× multiplier again
To Grandchildren
$20.4M
Tax-free remainder
Your children receive $6.8M and choose to reinvest $3M into their own OCLAT. They keep $3.8M immediately, generate $9.7M for charity, and pass $20.4M tax-free to the third generation — while claiming their own $1.1M deduction.
Generation Three — Your Grandchildren
Year 60 → Year 90
3rd Generation
They Inherit
$20.4M
Tax-free from Gen 2
Fund New OCLAT
$10M
Reinvest a portion
To Charity
$32.4M
Compounding generosity
To Great-Grandchildren
$68.1M
The dynasty continues
From your original $1M, three generations have now delivered $45.3M to charity and the family holds $78.5M in assets — all without a single dollar of estate or gift tax. That is the dynasty effect.
![[n]dowed](/public/brand/logo-dark-bg.png){kind=logo}