Give · Grow · Get Back

Everybody Wins.

The Optimized Charitable Lead Annuity Trust is the only philanthropic vehicle where the charity grows its endowment, the donor's family keeps its wealth, and the donor witnesses their own legacy — today. You give, it grows, you get it back.

No Asterisk · IRS-Compliant · Irrevocable · Booked Today

For the Charity

3×

More benefits vs. revocable pledge baseline

Irrevocable annuity stream · Collateralized · Bookable on Day 1

For the Donor

1–5×

Donor gets back 1–5× of their contribution

Deduction today · Estate-tax-free family transfer · Principal recovery 1×–5×

For NGC

10×

New Gifts & Commitments vs. CRT

NGC = $0 for any CRT · OCLAT is fully booked at execution

Societal value

Greater societal value: charity and family, together

The OCLAT is the only structure that simultaneously grows a charity's endowment, transfers wealth to the next generation free of estate tax, and gives the donor a front-row seat to their own impact — during their lifetime, not from a will.

OCLAT

vs.

Max Payout CRT

Fully booked, irrevocable NGC at execution

NGC

Potentially partial bookable asset for the institution

Dollar-for-dollar income tax deduction, Year 1

Deduction

Partial — present value of remainder only

Family receives remainder free of estate tax

Family

No — charity receives the remainder

Donor recovers 1×–5× principal after term

Get Back

No principal recovery

Charity receives annuity payments during term

Timing

Charity waits until trust termination

Collateralized · Full transparency · Enforceable

Security

Revocable · No collateral

Donor witnesses impact in their lifetime

Experience

Donor rarely sees institutional impact

✓

The OCLAT gets no asterisk

250+ structures executed over 10 years. $1B+ irrevocably committed to charities. Zero known IRS audits.* Peer-reviewed feature in the Estate Planning Journal (Thomson Reuters). Covered in Barron's, Forbes, and Fortune. The OCLAT is not a novel idea — it is a proven structure hiding in plain sight since 1969, waiting for the world to be ready.

"The most powerful gifts are the ones donors live to see transform the world. We make that possible."

[N]dowed · The Endowment Accelerator · Give. Compound. Get Back.

*IRS Circular 230 Disclosure: Audit risk should not be considered when making a tax planning decision; we cannot guarantee the absence of an audit.